Case Study
First and second charge loans, simply, swiftly to satisfy urgent requirements for purchase or refinance and to release.
We are principal lenders, not brokers, who make commercial property loans.
We provide short term loans for all sorts of property.
We offer a bespoke service tailoring loans to suit your needs. We make commercial loans across a range of different property types over terms from 3 to 12 months from £100k to £750k.
Bridging Lenders
There are many sources of bridging finance, so how do you choose the lender that’s right for you? We’d suggest considering the following five points:
1. The right attitude
We start from the position of wanting to lend. We believe that’s important, because when you set out on a business relationship with that mindset, you work harder to understand every client’s business, to find solutions and to overcome challenges.
2. Long lasting relationships
For many of the people and organisations who find fast bridging finance with us, this won’t be their first time and it won’t be their last. We strive to fully understand every broker, allowing us to tailor each loan and work hard to ‘get under the skin’ of every borrower, because when we truly understand the requirements we can tailor the loan more effectively. That enables us to say ‘yes’ more often, which increases the chances that you will choose us for your bridging loans again and again.
3. Speedy decisions
One of the key reasons to choose bridge loan lenders is their ability to offer finance fast – so you can take advantage of last-minute buying opportunities or overcome unexpected problems. Yet it’s important to balance that speed with diligence and responsibility.
At Lightning Commercial Finance, our very structure makes swift, diligent decision-making easier, with a short chain of command that means your application doesn’t spend an eternity in limbo. We can make a decision in principle almost immediately.
4. Industry experience
We’ve been arranging bespoke bridging finance for over 25 years. We believe that says something about our approach and our capabilities. Because when you need secured bridging finance to be carefully tailored to your precise requirements, you need property lenders with the breadth and depth of experience to deliver.
5. Transparency
Bridging finance is complex, and when you need finance fast, as invariably is the case with bridging loans, it’s all too easy to commit to something in haste before its full implications become clear.
That’s why, at Lightning Commercial Finance, we believe honesty and transparency are essential at every part of the process. Of course, that applies to the loan, the interest and the repayment terms, but it also applies to knowing where your money is coming from. We believe it’s important for you to know, for example, that we are directly funded. At Lightning Commercial Finance, we are the lender and don’t have the pressures and limitations other lenders may have